Scholarships: A financial gift that does not need to be paid back; scholarships are awarded based on a variety of criteria, including academic excellence, demonstrated talent, race, religion, group affiliations, state of residence, etc.; scholarships can also be awarded on the basis of need.
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Student Loans: Money that is borrowed from the government, a bank, credit union, or other lender that must be paid back; usually accompanied by interest charges
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Internships: Short term work experiences that can provide either money or college credit or both. Internships can be either paid or unpaid.
Work-Study: Campus-based program through which students are paid a government subsidized wage to work; and are typically allocated for students who have demonstrated adequate financial need.
Alternative methods: A way to repay federal loans through alternative means such as community service programs like AmeriCorps or tax deductions and relief.
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