by Mara Strom Did you know that a Stafford or Perkins student loan is one of the only forms of debt that cannot be discharged in a bankruptcy claim? Student loans are with you for life – so you need to be serious about paying them back. If you haven't paid back your loans for 270 days (and have not arranged for deferment or forbearance), then you’re in default. Three out … [Read more...] about 10 Steps to Prevent Defaulting on Your Student Loans
financial aid
College Consultants Help with College Applications
It's a tough time to be applying for college these days. Not only are college tuition rising but the number of applicants are increasing in droves while the number of spots for admittance are staying the same. This translates into lower admission rates and a sharp increase in competition. Enter the new college counselor or the Independent College Consultants. College … [Read more...] about College Consultants Help with College Applications
Paying for College – Financing an Education Without Parental Help
The first thing to remember is that you are not alone. Students have been dealing with this reality for a long time. Do not assume that you won't qualify for aid since your parents earn over the eligibility mark. Always fill out the FAFSA no matter what. You may qualify for a Stafford Loan. It will be more difficult to try to get a large loan as a student but federal … [Read more...] about Paying for College – Financing an Education Without Parental Help
Finding Financial Aid for Graduate School
You may already be overwhelmed by undergraduate school loans to the point that you don't even want to think about graduate school but finding aid for graduate school can be done! How much financial aid will largely depend on what field you are going into. For instance, there are more assistantships and fellowships available to students who are pursuing a post secondary … [Read more...] about Finding Financial Aid for Graduate School
Competing for College Students
Throughout most of the application process the potential student is courting the college but as a recent article in the New York Times points out, when decision making time approaches the roles are reversed. Some schools will lay on the charm extra thick to entice students to choose their acceptance. Personal e-mails, letters, phone calls from Professors, small receptions … [Read more...] about Competing for College Students